Make your money work for you.

Grow your money by optimizing your spending, saving, investing, and planning in one beautiful app. High-yield checking, cashback, financial planning, active investing, and more.

Enzo is a financial technology company, not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC.







Build your financial empire

Enzo helps you go from where you are to where you want to be. Leverage your money to ensure you are positioned to live the life you want and hit your financial and life goals.

Massive Cashback

Reclaim money from your main expenses like rent or mortgage payments, Uber, and DoorDash

Longterm Investing

An investing product actually designed to help you focus on the long-term, not over-trade

High-Yield Checking

Interest that actually grows your money

Wealth Management

Create and follow a roadmap to real wealth

Concierge Service

Unparalleled customer assistance and satisfaction

FDIC Insured

Rest easy knowing your funds are safe and insured

Up to 10% Cashback

Earn big where you spend most

No surprises, rotating deals, or useless categories. Automatically earn big cash back from the places you actually spend money. Crazy, we know.





Rent or Mortgage


Everything else


2.87% APY

Earn big yields for big goals

Earn higher interest than your savings account and keep your cash completely accessible at the same time. No more choosing between growth and stability. Time to have your cake and eat it too.

$0 Fees

Take control of the markets

Commission free investing designed to help you build wealth, not trade more. Trade across the markets in stocks, ETFs, and more. Automatically track your gains, dollar cost average over time, build custom portfolios, and more without leaving the app.

Earn equity in enzo

Be an owner, not just a customer

Enzo is committed to helping you create wealth over time. That's why we are granting equity to our early members and reserving a piece of the company to permanently be owned by you.

Unparalleled satisfaction

Rest easy with Enzo Protect

Take everything you think about traditional banks—long holds, unhelpful agents, surprise fees, powerlessness, frustration—and turn it on is head.

You come first. Your needs. Your success. Your satisfaction.  Enzo exists to help you thrive.

White Glove Service

Free Wire Transfers

No ATM Fees

24/7 Phone Access

Limited edition cards

And all the tools you need to build wealth

Financial Advisors

Emergency Funds

FIRE Calculator

Retirement Plans

Fractional Trading

Optimized Interface

Custom Portfolios

Purchase Planner

Your foundation for financial success

Money is a tool that enables you to do the things that matter to you. Enzo exists to help its members optimize their financial lives as they go through the rollercoaster of life and pursue their goals and passions while building the foundations of their lives.

We exist for your success

We are a diverse team of veteran Wall Street investors, engineers, operations, and product folks. Our employees and advisors have worked at some of the leading institutions in the world.

You have questions,
we have answers

Who is eligible to join Enzo?

You must be a US citizen and at least 18 years of age.

What does it mean that early members will get equity in Enzo?

Answer: We want our members to be rewarded for sharing their financial journeys with us. We are reserving some of the company’s equity to be granted to early, founding members.

Is my money FDIC insured?

The Enzo Checking Account provided by Blue Ridge Bank N.A. is FDIC insured up to $250,000

How does cashback work?

At the end of every month, your Enzo checking account will be credited with the appropriate cashback you earned in that month. There is an annual premium cashback cap of $150, and a monthly premium cashback cap of $20. As an example, if you spent $2,000 on rent you would be credited $20 at the end of the month for your premium cashback into your Enzo checking account. Once the monthly and/or annual cap has been triggered, you will continue to earn 0.25% cashback on all other purchases.

How does the Enzo debit card work?

The Enzo debit card is provided in partnership with Visa and works anywhere Visa is accepted.

Where can I ask more questions?

Please email You can also find additional resources on our Help Center.