Let's build wealth together
Join the Enzo waitlist today
Congratulations on joining Enzo! You're on the waitlist and will be able to claim your account soon.
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Make your money work for you.
Grow your money by optimizing your spending, saving, investing, and planning in one beautiful app. High-yield checking, cashback, financial planning, active investing, and more.
Enzo is a financial technology company, not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC.
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Build your financial empire
Enzo helps you go from where you are to where you want to be. Leverage your money to ensure you are positioned to live the life you want and hit your financial and life goals.
Massive Cashback
Reclaim money from your main expenses like rent, Uber, and DoorDash
Longterm Investing
An investing product actually designed to help you focus on the long-term, not over-trade
High-Yield Checking
Interest that actually grows your money
Wealth Management
Create and follow a roadmap to real wealth
Concierge Service
Unparalleled customer assistance and satisfaction
FDIC Insured
Rest easy knowing your funds are safe and insured
Up to 10% Cashback
Earn big where you spend most
Not surprises, rotating deals, or useless categories. Automatically earn big cash back from the places you actually spend money. Crazy, we know.
Uber
earn 10%
Doordash
earn 5%
Rent
earn 1.5%
Everything else
earn 1.25%
Cashback disclosure
Cashback disclosure
Checking disclosure
0.50% APY
Earn big yields for big goals
Earn higher interest than your savings account and keep your cash completely accessible at the same time. No more choosing between growth and stability. Time to have your cake and eat it too.
Checking disclosure
$0 Fees
Take control of the markets
Commission free investing designed to help you build wealth, not trade more. Trade across the markets in stocks, ETFs, and more. Automatically track your gains, dollar cost average over time, build custom portfolios, and more without leaving the app.
Investing Disclosure
Investing disclosure
Earn equity in enzo
Be an owner, not just a customer
Enzo is committed to helping you create wealth over time. That's why we are granting equity to our early members and reserving a piece of the company to permanently be owned by you.
Equity disclosure
Equity disclosure
Unparalleled satisfaction
Rest easy with Enzo Protect
Take everything you think about traditional banks—long holds, unhelpful agents, surprise fees, powerlessness, frustration—and turn it on is head.
You come first. Your needs. Your success. Your satisfaction. Enzo exists to help you thrive.
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White Glove Service
Free Wire Transfers
No ATM Fees
24/7 Phone Access
Limited edition cards
And all the tools you need to build wealth
Financial Advisors
Emergency Funds
FIRE Calculator
Retirement Plans
Fractional Trading
Optimized Interface
Custom Portfolios
Purchase Planner
Your foundation for financial success
Money is a tool that enables you to do the things that matter to you. Enzo exists to help its members optimize their financial lives as they go through the rollercoaster of life and pursue their goals and passions while building the foundations of their lives.
We exist for your success
We are a diverse team of veteran Wall Street investors, engineers, operations, and product folks. Our employees and advisors have worked at some of the leading institutions in the world.
You have questions,
we have answers
Who is eligible to join Enzo?
You must be a US citizen and at least 18 years of age.
What does it mean that early members will get equity in Enzo?
Answer: We want our members to be rewarded for sharing their financial journeys with us. We are reserving some of the company’s equity to be granted to early, founding members.
Is my money FDIC insured?
The Enzo Checking Account provided by Blue Ridge Bank N.A. is FDIC insured up to $250,000
How does cashback work?
At the end of every month, your Enzo checking account will be credited with the appropriate cashback you earned in that month. There is an annual bonus cashback cap of $500, and a monthly bonus cashback cap of $65. As an example, if you spent $2,000 on rent, $150 on uber, and $400 on DoorDash in one month, you would be credited $65 at the end of the month into your Enzo checking account. Once the monthly and/or annual cap has been triggered, you will continue to earn 1.25% cashback on all other purchases.
How does the Enzo debit card work?
The Enzo debit card is provided in partnership with Visa and works anywhere Visa is accepted.
Where can I ask more questions?
Please contact us via our Contact Page or by emailing hello@joinenzo.com.
Enzo is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Enzo Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
*Equity is subject to terms and conditions and does not require opening an Enzo account. Terms for receiving equity available upon request.
**Cashback is subject to terms and conditions. Terms available upon request.